Showing posts with label business. Show all posts
Showing posts with label business. Show all posts

Monday, May 20, 2024

How Does Shemita Facilitate Gratitude for Renewing Our Relationship With G-d?

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Parashat Behar

 How Does Shemita Facilitate Gratitude for Renewing Our Relationship With G-d? 



Shemita: The Synthesis Between the Systems of Private and Shared Ownership 

The Sabbatical year (Shmita) is truly a gift! I experienced this, especially during the last Shemita in 2021–2022 or 5782. For the first time in the several Shemita Cycles, I had been living on the Land, I felt I could let go of my ownership of our entire plot with its orchard of grapevines and apple, pear, plum, cherry, pomegranate, fig trees and more. It was such a freeing feeling not to feel responsible or worry about picking all the fruits before they would go bad. I took a much-needed break from removing worms and making jams, fruit pies, dehydrated pears, and apricot leather.  I was no longer in charge of sharing and distributing crops, I just announced “Hefker!” – ‘free for all to help themselves’ and whatever may be wasted, so be it. Let the animals of the field, the birds, stray rabbits, turtles, hedgehogs, and even the ants enjoy! At the very least the fruit remnants would return to the earth and nourish it.  The Shmita year – when the land belongs to no one and everyone – is a perfect synthesis between the free enterprise of the Western world and the trend of utopic Marxism, that I was swept away by in my teenage years. Whereas we idealistic teens didn’t have any criticism to spare against the capitalistic private ownership and the exploitation of the poor, it later became all too clear to most of us that the innate self-interest of human nature doesn’t allow a system where everyone shares everything to function permanently. The Torah system of integrating and replacing private ownership with communal ownership every seven years seems to me the perfect sustainable, socialistic system. During Shemita when the produce belongs to everyone, production, distribution, and exchange are owned and regulated by the general community, and we get plenty of Otzar Beit Din fruits and vegetables sold for picking prices. Since no charge is made for the fruit, but only for the labor, Otzar Beis Din products cost much less than regular retail prices making the crop available to the poor. Furthermore, one year of shared ownership has repercussions for the following six years reminding us that ultimately everything belongs to Hashem, and even when we do enjoy private ownership, we don’t forget the poor, but happily let them have their pick. After a well-deserved break from getting dirt under my fingernails, during Shemita year, as soon as Rosh Hashana was behind us, I was eager to restore my garden and plant the winter crop. Then a new gift surprised me! All the swiss chart and beet leaves that I didn’t even plant but just began to water came up in such eager abundance that I literally could feed an army. For every B’erot retreat the students would pick the tender baby leaves for a humongous, wholesome salad, for all to share. 


Receiving the Continual Gift of the Land by Letting Go of the Land 

Parashat Behar opens with the mitzvah of Shemita (the Sabbatical Year).  Just as the Shabbat of the week is a day of rest, the Shemita year is a year of rest. The Sefat Emet explains the purpose of the Shemita year based on its root sh-b-t:

ספר ויקרא פרק כה פסוק ב 

דַּבֵּר אֶל בְּנֵי יִשְׂרָאֵל וְאָמַרְתָּ אֲלֵהֶם כִּי תָבֹאוּ אֶל הָאָרֶץ אֲשֶׁר אֲנִי נֹתֵן לָכֶם וְשָׁבְתָה הָאָרֶץ שַׁבָּת לַהָשֵׁם:

“Speak to the children of Israel and you shall say to them: When you come to the land that I am giving you, the land shall rest a Shabbat to Hashem” (Vayikra 25:2).


Hashem gives us the Land of Israel to inform us that the land belongs to Hashem. Hashem gave the land to Avraham forever and kept giving it to him. This is the mitzvah of Shemita, that Hashem keeps giving us the land anew. Every Shemita the gift of the land renews itself. As it states, “And let G-d give you [from the dew of the heavens and the fat of the land]” (Bereishit 27:28). [the “and” is interpreted to mean:] let G-d give you and give you once again. Therefore, When you come to the land that I am giving you…” (Vayikra 25:2), the word נֹתֵן/noten – ‘give’ is in the present tense. The Children of Israel are ready to receive this gift, as it states, “The land shall not be sold permanently, for the land belongs to Me, for you are strangers and [temporary] residents with Me” (Vayikra 25:23). This is the praise of the Children of Israel being aware that we are temporary residents. We understand that the land belongs to Hashem, and we attach ourselves perpetually to His gifting power. This is the meaning of the repeated “to give” the land:

ספר נחמיה פרק ט פסוק ח וּמָצָאתָ אֶת לְבָבוֹ נֶאֱמָן לְפָנֶיךָ וְכָרוֹת עִמּוֹ הַבְּרִית לָתֵת אֶת אֶרֶץ הַכְּנַעֲנִי הַחִתִּי הָאֱמֹרִי וְהַפְּרִזִּי וְהַיְבוּסִי וְהַגִּרְגָּשִׁי לָתֵת לְזַרְעוֹ וַתָּקֶם אֶת דְּבָרֶיךָ כִּי צַדִּיק אָתָּה:

“You found his heart faithful before You, and You made the covenant with him to give the land of the Canaanites…to give to his seed, and You kept Your words, for You are righteous” (Nechemiya 9:8). That the land should be given to the Children of Israel repeatedly. Every Shemita “the land will return to Hashem” (Sefat Emet, Parashat Behar, Year 5648). 

The root of both the words Shabbat and Shemita is ‘rest’ or ‘let go’ and ‘return.’ Thus, when we let go of our ownership of the Land, Hashem returns it to us multifold through His perpetual gifting power.  


Acknowledging Hashem’s Ownership of the Land Makes it Ours 

I’m blown away by this concept of continuously relinquishing ownership to be able to receive Hashem’s perpetual gift. What an epiphany to realize that the more we let go of control and ownership the more it becomes ours. This reminds me of the well-known Talmudic statement, Rabbi Levi raised a contradiction: It is written: “The earth and all it contains is Hashem’s (Tehillim 24:1), and it is written elsewhere: “The heavens are Hashem’s but the earth He has given over to humanity (Tehillim 115:16). The former verse refers to the situation before a blessing is recited (Babylonian Talmud, Berachot 35a). Whenever we recite a blessing before eating, we recognize Hashem’s ownership. For example, when we praise Hashem for the apple we want to eat, we recognize that He is the King and the Creator of the fruits of the tree. This verbal acknowledgment that everything belongs to G-d imbues us with ownership of whatever we plan to enjoy, conversely, if we fail to recognize Hashem’s ownership, then, as Rabbi Chanina bar Pappa said: Anyone who derives benefit from this world without a blessing, is considered as if he stole from G-d (Babylonian Talmud, Berachot 35b). Just as Hashem relinquishes His ownership when we recognize it, I often experience similarly that my desire to give is enhanced when the recipient is undemanding and acknowledges that it is my choice whether to give her what she wants or not. In contrast, I have lately had many uncomfortable encounters with people claiming ownership of what they think they deserve without recognizing that it is up to the giver to decide whether to give or not to give. Who wants to give to someone who comes across with claims of their rights, without even being willing to hear another perspective?  

Shabbat and Shemita – The Source of Renewed Blessing 

According to the Sefat Emet, Shabbat is not only about rest but also about ‘returning,’ another meaning for the same Hebrew root ש-ב-ת. Similarly, during the Shabbat of the Land (Shemita) the land returns to G-d while we rest from working it. The purpose of this return is so that the land will be given to us anew when the Shemita year concludes. Ohr Hachayim explains how every Shabbat imbues Creation with new life. Just as this is true for the Shabbat of Creation [the weekly Shabbat], so it is true for Shemita. All the blessings are dependent on Shemita. Only the Children of Israel are prepared to receive this influence. Likewise, it states about Shemita וְהָיְתָה שַׁבַּת הָאָרֶץ לָכֶם לְאָכְלָה “[the produce of] the Shabbat of the land shall be yours to eat” (Vayikra 25:6). This hints that all main influences are through שביתה/shevitah – ‘resting’ or ‘returning.’ Resting from work establishes the world (Sefat Emet, Parashat Behar, Year 5648). When we discern the land as a G-d-given-gift we learn not only to appreciate the land but also to open ourselves to attach to the gifting power and be blessed again and again. The more we learn to regard the land as a gift the more it will become a constantly renewed gift.  If we perceive every sunrise, every blade of grass, and every breath that we take, as a gift, then they become gifts that we receive every minute and every second of the day. It isn’t easy to maintain this attitude of appreciation. It is much easier to take everything for granted. Stepping back and doing without helps us gain gratitude. By abstaining from work every seventh year, or every seventh day, we may feel deprived of something central to our lives. But it is exactly by taking it away from ourselves, that we appreciate what we had, and we are therefore able to receive the gift again. The dynamic relationship of movement back and forth, in immersing ourselves in our work and in our withdrawing from our work, in our giving and receiving keeps the relationship alive and vibrant and prevents it from becoming stale (Based on Rabbi Dov Linzer, A Dynamic Faith of Gratitude).



  Gratitude Focus for the Week of Parashat Behar –

Some Tips for How to Learn to Appreciate through Abstinence  

When was the last time you set aside ten minutes to reflect on how grateful you are, for the things you have today that you only used to dream about? For most of us, the answer is “never.” It’s a simple but powerful exercise to break you out of taking everything for granted. All you do is: 

  • Set Aside Ten Minutes to Do This Exercise with Something in Your Own Life That Has Meaning to You -- Sit down and think deliberately about what you have now that you take for granted. This is particularly effective when you practice it concerning an area of your life that you’re contemplating upgrading.


  • Practice Deliberate Deprivation – Have you ever cut something out of your life temporarily? Maybe you went on a fast, cut out sugar, stopped drinking coffee, or cut computer time. You likely noticed that once you had that item again, whatever it was, you appreciated it a million times more than before. It’s easy to take our daily routines for granted. Shake up your routine and you’ll increase your appreciation.


  • Go on a Camping Trip – is a perfect reset. If you’re feeling like you’re taking things for granted, there’s nothing like spending a week or so in a tent to make you fond of indoor plumbing, electricity, and air conditioning.  When we get home, everything that was ordinary when we left feels more special. Our beds are more comfortable, we appreciate our roof (and how it keeps out rain!), and our kitchen as well.

  • Take a Smartphone Break – If you think you need a new smartphone, put it away for a week or two. Afterward, you’ll have a new sense of appreciation for your old phone.

  • Embark on a “No Spend Month” – If you are spending too much on things you don’t need?  Take a month of the extras and spend only on your basic bills and food. Nothing else.

  • Cut off Sugar from Your diet for Two Weeks – Eating too much sugar, salt, or processed foods desensitizes our sense of taste. Try cutting them out for a while to reset your taste buds.

Wednesday, March 13, 2024

Why is it so Important to Exercise Financial Accountability?

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Parashat Pekudei

Why is it so Important to Exercise Financial Accountability? 

 

Being Weighed Down by a Financial Issue of Interpersonal Ramifications 

I am having a really hard time focusing on writing the weekly blog today. A painful and challenging issue that I need to work out is weighing heavily on my mind and isn’t letting my Torah and writing flow. Although it is my way to honestly share what I’m going through, covering for the other party’s privacy prevents me from delineating the issue that still hasn’t been resolved. All I can disclose is that it is a financial issue that has ramifications on several interpersonal levels. I pride myself on being an honest person, who conducts all my affairs in a straight way. I may not always be the most Chesed – giving person, but I surely do stay far away from taking advantage of anyone, even when I am in a position to do so. Although my personal and professional life is so intertwined even on a monetary level, I make clear distinctive financial calculations using different wallets for personal and Midrasha money. You can imagine that it is not easy to run a small non-profit midrasha – which like most Torah institutions – has a monthly deficit and is dependent on donations to be able to pay its bills. This is especially challenging as the sole fundraiser without the means to hire a professional “director of development.” Nevertheless, since taking complete charge of the financial management of my midrasha this past year, I’ve made many changes to find ways to repair the deficit and ensure that we stay out of debilitating debt. I’m incredibly thankful to Hashem and to the many miraculously increasing donors for making this possible. It is an altruistic endeavor to work for midrasha such as ours, and the payment of experiencing the personal growth of the students greatly overrides the compensation of the monthly paycheck. This is my husband’s and my experience as well as the experience of several staff throughout the years. Nevertheless, paying my dedicated staff fairly and on time is of utmost importance to me. As a Torah observant person, if a financial dispute occurs it is the Da’at Torah (Rabbinic ruling) rather than the National law that dictates how to resolve the issue. So, it can be painful if the other party doesn’t cooperate with this line of resolving disputes, especially since you would expect that the employer gets to determine such conditions. 

 

Why Does the Book of Shemot – The Book of Redemption– Culminate in Mere Accounting of Materials?

As I struggled to fill my computer page with words of inspiration and gratitude from the Torah, I realized that the same topic that distracts me is exactly the main theme of Parashat Pekudeii.e. financial accounting. Interestingly, the Book of Redemption culminates in mere accounting of materials, instead of ending on a grand spiritual note, such as the Revelation at Sinai. Yet, this teaches us an important principle of Judaism. Unlike certain other religions, Judaism is not just a spiritual ideology, but a way of life. We are not supposed to separate ourselves from the world, and just meditate on Hashem’s name. If that was the purpose of the Torah, it would have been given to the angels. Our purpose is to build a dwelling place for Hashem below, by carrying out the spiritual message of the Torah and applying it to even the most material daily issues. It is our task to forge a connection between the Torah and even the most mundane business. The culmination of the Exodus is, therefore, not receiving the Torah, but rather fulfilling its ways even when dealing with monetary mattersSimilarly, the traditional role of women is to connect our mundane tasks with the spirit of building a dwelling place for G-d below – in the physical world. Some women are challenged with transforming the mundane matters of cooking, cleaning, changing diapers, etcinto the holy spiritual service of the Divine. In my case, the challenge of handling financial matters in a fair and holy manner according to the Divine directive is my task of transforming the physical to become a dwelling place for Hashem. I can now view myself as fortunate and grateful for this immense opportunity as challenging as it may be – to align the lower physical material realm with the Divine spiritual will. 


Why Did the Most Faithful Leader Account of the Use of the Donations for the Mishkan?

Our Rabbis derive from Parashat Pekudei that even the most trustworthy charity collectors are obliged to give an accounting, just as Moshe did with the contributions to the Mishkan. The midrash calls Moshe “Blessed and faithful” because he gave an accounting although he was trusted. Yet not all the people trusted Moshe. 

ספר שמות פרק לג פסוק ח 

וְהָיָה כְּצֵאת משֶׁה אֶל הָאֹהֶל יָקוּמוּ כָּל הָעָם וְנִצְּבוּ אִישׁ פֶּתַח אָהֳלוֹ וְהִבִּיטוּ אַחֲרֵי משֶׁה עַד בֹּאוֹ הָאֹהֱלָה:

It would be that when Moshe would go out to the tent, all the people would rise and stand, each one at the entrance of his tent, and they would gaze after Moses until he went into the tent” (Shemot 33:8).

 

Rabbi Chama said that the scoffers of the generation accused Moshe of having become rich from the Mishkan treasury. They would speak of him in derogatory terms. “Look at that neck, look at those thighs, feeding off of the Israelites, drinking from the children of Israel, and all that he has is from them,” while his friend responds, “Do you not expect the one to have been in charge of the work of the Tabernacle to be rich?” (Midrash Tanchuma, Pekudei 4). We learn from this that even Moshe Rabbeinu – about whom it states בְּכָל בֵּיתִי נֶאֱמָן הוּא/bechol beiti ne’eman hu  My servant Moshe is faithful throughout My house (Bamidbar 12:7) – had to remove himself from any possible suspicion by the peopleHow much more so must the rest of us avoid being in a situation that may arouse suspicion? Why would anyone think that Moshe would want to take from the Mishkan treasuries for his personal use? Isn’t Moshe Rabbeinu far above the temptation of stealing? The midrash teaches us that even the greatest person may fall prey to temptations in monetary matters. He might have needed the money for a mitzvah. Since even the greatest people could fall into the pitfall of dishonesty in financial dealings, therefore the culmination of Moshe’s tests is his financial calculations that testify to his undeniable honesty. Let us keep this in mind when we go through financial issues and rather than letting them bug us down, be grateful for the ability to prove our honesty in conducting our business ethics according to the Torah. 

 

Our Responsibility to Turn tTorah for Guidance in Financial Matters

When a person is brought to judgment [in the next world], G-d asks: Did you transact your business honestly? Did you conduct your financial matters with integrity? Did you fix times for the study of the Torah? Did you fulfill your duty to establish a family? (Babylonian Talmud, Shabbat 31a). I find it interesting that two of the four questions we are asked when we get to the spiritual world (until 120!) are about honesty in business and integrity in financial matters. Moreover, these questions precede making accounting for making fixed times for Torah learning and building a family. Despite the Torah’s emphasis on the importance of financial honesty, the world and even the community of observant Jews lack a comprehensive view of the Torah’s values on financial ethics. This is despite the great need for Jewish households and organizations to structure our finances in a manner conducive to our unique lifestyle needs. I thank you dear reader that through writing myself through the pain I’m experiencing from my recent financial management predicament, I’m feeling so much better now, with the awareness that whatever I had to go through is an atonement for financial dealings that still needs greater alignment with Rabbinic ruling. I’m realizing even more the greatness of our responsibility to always turn to the Torah Council for guidance and directionespecially in financial matters. Our responsibility to ensure that our financial transactions are governed by Torah Law is more vital than any domain of our lives. When we follow Da’at Torah, we can never go wrong.  Even if the Rabbis’ ruling makes us lose money, we must have emunah that when we conduct our finances according to the Torah, Hashem will help and repay our deficit manifold

 

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Gratitude Focus for the Week of Parashat Pekudei 

Guidance on How to Manage Our Financial Issues According to the Torah 

Financial management and conduct according to the Torah is a very wide topic. I’m sharing only a few tips on various financial management topics that I connect with. I’m thankful to have learned from my own experience and mistakes to be more meticulous in financial matters, and I’m glad to share them with you, so you don’t have to make the same mistakes. 

 

• Ensure to Have Written Contracts for All Your Financial Interactions – It is always best to have every agreement in writing, even when you trust the other party, and are good friends. Although a verbal agreement may be sufficient if taken to a Beit Din, without a written agreement, it might come down to one person’s word against the other’s. It is certainly advisable in every case to ensure a written and signed contract, which should be written in a binding way based on halachic principles. It is better to make the effort in advance and make a written signed contract than risk trouble and disagreements later.

 

• Live Within Your Means – In spending money we must always think of others especially our family before providing our own needs. Use your money carefully and don’t overspend! Manage your finances judiciously. Eat, drink, and provide for your household according to your means and economic success, without expending excessively… Always eat less than befits your income, dress as befits [your income], and provide for your wife and children beyond what befits [your income]” (Rambam, Hilchot Deot 5:10). It all comes down to living in a balanced way, between the extremes of a penny pincher and a wasteful spendthrift.

 

• Pray to Him to Whom Wealth and Property Belong While Conducting Your Business Faithfully– Prayer is necessary but must be supplemented with effort for our material success, as the Talmud teaches: “What should a person do to become wealthy?” “He should increase his merchandise and conduct business faithfully.” They said to him, “Many have done so and weren’t successful!” “Rather a person should request mercy from Him to Whom wealth belongs, as it is written, Mine is the silver and Mine is the gold’” (Chaggai 2:8). What does this come to teach? That one [commerce] without the other [prayer] is insufficient (Niddah 70b). Know that Hashem is the source of wealth, and it is to Him that we must turn to seek our sustenance, in addition, we must make efforts of our own to be financially successful. Don’t forget to thank Hashem for providing for you. Let us express gratitude for having a roof over our heads, garments to wear and not lacking food!  

 

• Conduct Your Business Dealings in Truth and Faith –Your “no” means “no” and your “yes” means “yes.” (Rambam, Hilchot Deot 5:13). This teaches us that what emerges from our lips is sacred. We must all keep our promises even if it is to our disadvantage. This establishes our reliability and trust in Hashem, the source of our wealth. Keeping our word despite possible losses trains us to conduct our finances with emunah trusting that G-d will compensate our losses.